Building thetreasury toolCFOs didn't know they needed.
Dashboard Overview · Treasury & Multi-currency Liquidity
The client had spreadsheets. The bank had APIs. Nobody had connected them.
Mid-market companies scaling past $10M ARR routinely juggle six to twelve separate commercial banking portals. Treasury teams were spending the first half of every business day exporting CSVs, running brittle macro scripts, and manually reconciling cash balances across international entities.
By the time executive leadership received the consolidated cash position report at 2 PM, the underlying data was already stale. Currency rate fluctuations across GBP, EUR, and USD were quietly eroding operational margins without triggering warnings.
Vaultly came to us with a clear thesis: SME financial teams deserve the algorithmic speed and multi-entity liquidity intelligence that Fortune 500 treasuries take for granted, without an eighteen-month ERP deployment.
We started with their worst week, not their best case.
Discovery (Wk 1–2)
Shadowing finance controllers, mapping OpenAPI payload variances across Barclays, HSBC, and Silicon Valley Bank.
Architecture (Wk 3–4)
Designing idempotent webhook ingest pipelines, event-driven ledger sync, and strict encryption envelopes.
Build Sprints (Wk 5–12)
Four dual-week production sprints covering liquidity analytics, real-time WebSocket feeds, and automated rules engines.
QA & Launch (Wk 13–14)
Hermetic load tests simulating 50k transactions/sec, SOC2 compliance sign-offs, and zero-downtime cutover.
“The Codedway team joined our sprint on day three. By day five they'd already spotted a schema issue we'd been living with for two years.”
Real-time Cash Flow Engine
Sub-second event sourcing architecture tracking balance deltas, sweep accounts, and working capital burn across global subsidiaries.
Multi-bank API Aggregation
Unified normalization layer abstracting disparate UK & EU open banking specs into a resilient, fault-tolerant connection pool.
Forecast Modelling Module
Predictive statistical models and heuristic variance forecasting simulating 30/60/90-day cash runway under volatile FX scenarios.
Role-based Permission System
Granular approval matrices for treasury officers, read-only auditor views, and hardware token step-up verification.
Audit Trail & Compliance Logs
Cryptographically verified tamper-evident activity ledger maintaining immutable audit histories for fiscal regulators.
Mobile-responsive CFO View
Condensed mobile viewport delivering critical liquidity ratios, anomaly push notifications, and one-tap wire authorization.
Numbers don't lie.
“Our board presentations went from two days of spreadsheet preparation to exporting a clean PDF two minutes before the call. Codedway gave us enterprise treasury muscle on a startup timeline.”
Vaultly required a next-generation institutional settlement gateway capable of executing real-time order routing with sub-15ms guarantees. Legacy banking rails introduced severe reconciliation lag, resulting in elevated counterparty risk and capital inefficiency.
Our zero-allocation order routing pipeline sustains 45,000 concurrent settlement operations per second with a verified P99 latency of 0.04ms across multi-region clusters.
The Architectural Challenge
- State Consistency: Preventing race conditions and double-spending across distributed account balances during sudden volatility spikes.
- Deterministic Liquidity: Automated rebalancing between hot settlement queues and cold institutional custody vaults.
- Regulatory Auditing: Immutable append-only transaction ledgers with cryptographic signature verification for audit compliance.
Engineering Implementation
We architected a clean event-driven pipeline anchored by PostgreSQL logical replication and multi-tier Redis in-memory caches:
- Distributed lock coordination powered by Redis Redlock algorithms
- Database partitioning by tenant and currency pair to eliminate table contention
- Automated dead-letter queues with self-healing retry mechanics
Have a project? Let's scope it.
We'll tell you honestly if we're the right fit.